 |
| Employees at the financial literacy workshop with Home Credit Chief People Officer Barbara Mecua, (front row, third from left) and Kimmy Batallones of Your Adulting Companion (front row, second from left) (Image Source: Philippines Graphic/Home Credit Philippines) |
While financial literacy in the Philippines is improving, a significant gap in financial resilience remains. According to the 2025 Consumer Finance and Inclusion Survey released by the Bangko Sentral ng Pilipinas (BSP), about 74% of Filipino adults can correctly answer basic financial literacy questions – an important improvement from 69% in 2021. However, only 30% of Filipinos have enough savings to withstand emergencies or income disruption, and only 43% are satisfied with their financial situation.
Recognizing this challenge, Home Credit Philippines (HCPH) recently hosted a series of financial wellness workshops for employees at its National Capital Region offices. The sessions focused on the theme “Building A Financially Secure Future” which equipped employees to be “Wais Sa Life” by planning smartly and strengthening their money habits to protect their hard-earned gains. The workshops were facilitated by renowned financial advocates Fitz Villafuerte and Kimmy Batallones (popularly known as Your Adulting Companion). This initiative was specially timed to coincide with the celebration of International Women’s Month, highlighting the company’s commitment to recognizing the role of women as pillars of household financial management. HCPH Chief People Officer Barbara Mecua shared, “We believe that financial wellness should start at home. That is why at Home Credit, we make it a priority to equip our employees with the financial confidence they need to build a workforce that can make sound decisions beyond the workplace. We want our employees to be financially resilient so they can lead by example and truly become ‘Wais’ ambassadors of Home Credit.” Employees shared their takeaways after the workshop. Complaints Specialist Rea Sumbe Jr. said, “Gusto ko nang mag-set ng goal kasi ayun pala ‘yung pinaka-importante. (I want to start setting goals now because that’s the most important part.)” Similarly, CRM Complaints Specialist April Vallejo emphasized the importance of growth: “Hindi mo alam kung ano ‘yung kaya mong gawin kapag hindi mo tinake ‘yung challenge sa next level. (You don’t know what you are capable of until you take the challenge to the next level.)”
Home Credit has reached more than 30 million Filipinos online and on the ground through its financial wellness initiatives, helping customers build better money habits and make informed decisions. The company ensures that the same commitment extends to its employees, equipping them with the knowledge and confidence needed for long-term financial stability. Beyond its long-standing mission toward holistic wellness for its staff and customers, Home Credit also advocates for community, movement, connection, and everyday progress with the recently concluded Takbo #ParaSaLife Manila and Cebu legs.
