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| Employees at the financial literacy workshop with Home Credit Chief People Officer Barbara Mecua, (front row, third from left) and Kimmy Batallones of Your Adulting Companion (front row, second from left) (Image Source: Philippines Graphic/Home Credit Philippines) |
While financial literacy in the Philippines is improving, a significant gap in financial resilience remains. According to the 2025 Consumer Finance and Inclusion Survey released by the Bangko Sentral ng Pilipinas (BSP), about 74% of Filipino adults can correctly answer basic financial literacy questions – an important improvement from 69% in 2021. However, only 30% of Filipinos have enough savings to withstand emergencies or income disruption, and only 43% are satisfied with their financial situation.


















