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| (Image Source: Business Mirror/SM Appliance Center) |
Home Credit Philippines (HCPH), the leading consumer finance company in the country, has partnered with SM Appliance Center to launch Grand Pay Hulugan, a limited-time shopping promo designed to make essential home appliances more accessible to Filipino consumers through discounted pricing and flexible payment options. Now running until March 31, 2026, the promo offers up to 45% off on selected appliances, along with 0% interest up to 18 months and zero down payment, at participating SM Appliance Center branches nationwide. The offer is exclusive to Home Credit customers.
Upgrade your space — without the big upfront spend
From movie-night TVs to energy-saving refrigerators and laundry must-haves, Grand Pay Hulugan is all about saying yes to home upgrades — without stressing over the budget. With 0% interest up to 18 months and 0 down payment, customers can spread payments comfortably over time and even bundle up to three (3) items in one transaction. It’s the kind of deal that makes upgrading feel less like a splurge — and more like a smart life move.
What are the offers? Think big brands and everyday essentials
The promo covers a wide range of appliances from trusted brands, with standout deals that are hard to pass up, such as big-screen smart TVs for next-level movie nights including Samsung, LG, and TCL models; inverter refrigerators from TCL, Panasonic, and LG designed to keep food fresh while saving energy; Panasonic, LG, and Condura air conditioners perfect for the Philippine heat with inverter models offering both comfort and efficiency; inverter washing machines from LG and Panasonic and washer-dryer combos from TCL that make laundry days quicker and easier; and audio and entertainment essentials from JBL, Samsung, and Sony to level up at-home celebrations and chill weekends. With prices significantly marked down and monthly installments made more manageable, upgrading multiple parts of your home is finally within reach.
Supporting a more seamless in-store experience
Through the partnership, Home Credit continues to strengthen its role as a shopping and retail support partner. At SM Appliance Center, Home Credit sales associates assist customers throughout the in-store purchase journey — helping them explore product options, available promotions, and payment arrangements — making appliance shopping more efficient and convenient. “Our partnership with SM Appliance Center reflects our shared commitment to improving access to quality home appliances. Through Grand Pay Hulugan, we support customers directly at the point of purchase and help make necessary home upgrades more practical and manageable,” said HCPH Chief Sales Officer Puneet Suneja.
Nationwide retail collaboration
SM Appliance Center operates one of the country’s largest appliance retail networks while Home Credit provides on-the-ground customer support across participating branches. The collaboration reinforces both companies’ focus on affordability, accessibility, and an improved in-store shopping experience. “Our goal is to make everyday living better and more accessible. Through Grand Pay Hulugan, we’re giving customers more freedom to upgrade their homes in a way that fits their lifestyle and their budget,” said HCPH Chief Marketing Officer Shiela Paul.
Visit your nearest SM Appliance Center store, SM Appliance Center Website (https://www.smappliance.com/blogs/2026/grand-pay-hulugan1), or SM Appliance Center Facebook page (https://www.facebook.com/SMAppliance) to explore the full list of offers. Terms and conditions apply for Home Credit customers. DTI Fair Trade Permit No. 245808, Series of 2026.
