Kickstart 2026: Real Financial Wins Every Filipino Can Achieve With Cebuana Lhuillier

LIFESTYLE | January 19, 2026

(Image Source: Business Mirror/Cebuana Lhuillier)

A new year brings new possibilities and 2026 is your chance to turn financial intentions into real action. Filipinos don’t have to navigate their financial journey alone. As the country’s leading and largest microfinancial services provider, Cebuana Lhuillier empowers every Filipino to make the year count — from growing savings and supporting loved ones to protecting families, building wealth, and turning ideas into income. “Financial progress doesn’t require leaps, it starts with practical, achievable steps. Whether it’s saving your first pesos, supporting your family, starting a business, protecting what matters, or building wealth, our ecosystem gives every Filipino the tools to achieve real, tangible wins,” says Cebuana Lhuillier President and CEO Jean Henri Lhuillier. 

Resolution #1: Save Smarter And Watch Your Pesos Grow
Saving doesn’t have to be complicated. With Cebuana Lhuillier Bank, Filipinos can start building their financial future with a Cebuana Savings Account for as low as ₱1,000. Accessible online and in branches nationwide, this account makes it simple to grow your money for your dreams — whether it’s a vacation, a new gadget, or an emergency fund — turning consistent saving into lasting financial security. 

Resolution #2: Be There For Your Family — Anytime, Anywhere
Part of supporting your family starts with knowing where to get the right resources. Cebuana Lhuillier’s bridge financing services gives Filipinos fast access to funds through pawning services, All-In Micro Loans, OFW loans, home and vehicle loans, salary-based and sector-specific loans, as well as home and business financing — helping families manage transitions, seize opportunities, and move forward with confidence. This is complemented by Cebuana Lhuillier Money Transfer, offering fast, secure, and reliable services through more than 3,500 branches nationwide, over 25,000 domestic touchpoints, and over 3 million global connections — keeping families connected, near or far. 

Resolution #3: Turn Your Ideas Into Income
Have a side hustle or a business dream? The KaNegosyo Center provides guidance, mentorship, and flexible financing to help Filipinos turn ideas into income. From registering a business to scaling operations, it empowers entrepreneurs to create sustainable ventures. This year, your creativity can become financial independence, and your ideas can pay off in ways you never imagined. 

Resolution #4: Protect What Truly Matters
Life is full of surprises, but your family and plans don’t have to be at risk. Through Cebuana Lhuillier Insurance Brokers (CLIB), Filipinos can safeguard what they’re working hard to build. Pamilya Care Plus ensures security for loved ones; ProtectMax covers accidents, disasters, and illness; Mind Care supports mental well-being; HealthMax addresses medical expenses and health emergencies; and CTPL (Compulsory Third-Party Liability) protects others in road accidents. Along with over 200 traditional insurance products, these solutions help individuals, families, and businesses stay secure — facing the year with confidence and resilience. 

Resolution #5: Invest In Your Financial Future
Building wealth is no longer just for a select few, it’s for anyone ready to make their money work smarter. Cebuana Lhuillier offers practical, tangible investment options, from gold bars and jewelry to MicroInvest, where small amounts grow steadily over time. These tools help Filipinos protect their savings, hedge against inflation, and plan for long-term financial milestones, making 2026 the year your money starts working as hard as you do. 

With solutions spanning savings, loans, remittance, business support, insurance, and investments, Cebuana Lhuillier delivers a complete financial ecosystem designed to meet Filipinos wherever they are in their journey. By turning resolutions into action, Cebuana Lhuillier helps make 2026 a year of real progress — and real financial wins. 

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